{"id":107,"date":"2026-10-22T19:55:44","date_gmt":"2026-10-22T19:55:44","guid":{"rendered":"https:\/\/artpymes.com.ar\/?page_id=107"},"modified":"2026-10-23T02:41:26","modified_gmt":"2026-10-23T02:41:26","slug":"cotizar","status":"publish","type":"page","link":"https:\/\/artpymes.com.ar\/index.php\/cotizar\/","title":{"rendered":"Cotiz\u00e1 tu ART"},"content":{"rendered":"<style id=\"artpymes-hide-legacy-notice\">#artpymes-widget > main > .notice{display:none!important}<\/style><style>\n#artpymes-widget{font-family:Inter,system-ui,Arial,sans-serif;color:#16324b;background:#f3f7fa}*{box-sizing:border-box}#artpymes-widget{margin:0}#artpymes-widget header{background:#123451;color:white;padding:22px max(20px,calc((100vw - 1060px)\/2))}header b{font-size:27px}header b span{color:#60d4df}header p{margin:6px 0 0;color:#c8dae5}#artpymes-widget main{max-width:1060px;margin:25px auto;padding:0 16px 45px}#artpymes-widget .layout{display:grid;grid-template-columns:1fr 1fr;gap:18px}#artpymes-widget .panel{background:white;border:1px solid #dce6ec;border-radius:16px;padding:23px;box-shadow:0 5px 18px #1c385008}#artpymes-widget h2{font-size:20px;margin:0 0 16px}#artpymes-widget h3{font-size:17px;margin:14px 0 8px}.hint,#artpymes-widget .fine{color:#60788a;font-size:13px;line-height:1.55}#artpymes-widget .fine{font-size:12px}#artpymes-widget .upload{border:2px dashed #abc6d5;background:#f7fbfd;padding:20px;border-radius:12px;text-align:center}#artpymes-widget .upload input{width:100%;max-width:300px}#artpymes-widget label{font-weight:650;font-size:13px;display:block;margin:12px 0 5px}input:not([type=file]),#artpymes-widget select{width:100%;border:1px solid #cddce5;border-radius:9px;padding:11px;font:inherit;color:#193c54;background:#fff}#artpymes-widget input:focus{outline:2px solid #51a7d4}#artpymes-widget button{border:0;background:#078fc8;color:#fff;font:inherit;font-weight:650;padding:12px 18px;border-radius:9px;cursor:pointer}#artpymes-widget button.secondary{background:#eaf3f8;color:#154461}#artpymes-widget .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}#artpymes-widget .actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:18px}#artpymes-widget .result{background:#edf9f6;border:1px solid #c6e8db;padding:17px;border-radius:12px}#artpymes-widget .rate{font-size:31px;font-weight:800;color:#08765f}#artpymes-widget .stat{font-size:21px;font-weight:750}#artpymes-widget .notice{padding:11px 13px;background:#fff7e7;border:1px solid #efd8a8;border-radius:9px;color:#7b5621;font-size:13px;line-height:1.5}#artpymes-widget .status{font-size:13px;min-height:24px;color:#305b75}#artpymes-widget .pill{display:inline-block;padding:4px 9px;background:#e6f4f9;border-radius:20px;font-size:12px;color:#17617b}#artpymes-widget hr{border:0;border-top:1px solid #e5edf1;margin:18px 0}#artpymes-widget .mutual{margin-top:14px}#artpymes-widget .mutual strong{color:#08765f}#artpymes-widget footer{max-width:1060px;margin:auto;padding:0 16px 35px;color:#60788a;font-size:12px}@media(max-width:740px){#artpymes-widget .layout{grid-template-columns:1fr}#artpymes-widget .row{grid-template-columns:1fr}#artpymes-widget header{padding:20px}}\n\n#artpymes-widget [hidden]{display:none!important} #artpymes-widget{background:#f3f7fa;color:#16324b;padding-bottom:15px} #artpymes-widget input[type=checkbox]{width:auto;margin-right:7px} #artpymes-widget .art-private-quotes{display:none!important} #artpymes-widget .notice{margin-bottom:12px} #artpymes-widget > main > .notice{display:none!important} #artpymes-widget #art-results{display:none!important;visibility:hidden!important;height:0!important;overflow:hidden!important} #artpymes-widget #art-contact{max-width:1060px;margin:18px auto!important} #artpymes-widget .layout{grid-template-columns:1fr 1fr} @media(max-width:740px){#artpymes-widget .layout{grid-template-columns:1fr}}\n\/* V29: centrar formulario cuando el panel de resultados est\u00e1 oculto. *\/\n#artpymes-widget > main{max-width:820px!important;width:100%!important;margin:25px auto!important;padding:0 16px 45px!important}\n#artpymes-widget .layout{display:block!important;width:100%!important}\n#artpymes-widget .layout > section.panel:not(#art-results){width:100%!important;max-width:760px!important;margin-left:auto!important;margin-right:auto!important}\n#artpymes-widget #art-contact{width:100%!important;max-width:760px!important;margin:18px auto!important}\n#artpymes-widget #art-results{display:none!important}\n#artpymes-widget footer{max-width:820px!important;text-align:center}\n@media(max-width:740px){#artpymes-widget > main{padding-left:12px!important;padding-right:12px!important}}\n<\/style><div id=\"artpymes-widget\"><header><b>ART<span>Pymes<\/span><\/b><p>Cotizador de ART \u00b7 Voluntas Broker de Seguros<\/p><\/header><main><div class=\"layout\" style=\"margin-top:17px\"><section class=\"panel\"><h2>1. Carg\u00e1 el F.931<\/h2><div class=\"upload\"><div style=\"font-size:32px\">\ud83d\udcc4<\/div><p><b>Seleccion\u00e1 el \u00faltimo F.931<\/b><\/p><input id=\"pdf\" type=\"file\" accept=\"application\/pdf,.pdf\"><p class=\"hint\">El monto ART se toma del importe menor de \u00abRemun. con ART\u00bb y se puede corregir manualmente. La masa salarial solo se completa autom\u00e1ticamente cuando \u00abSuma de Rem. 9\u00bb tiene un importe inequ\u00edvoco. Si no, ingresalo manualmente.<\/p><\/div><p class=\"status\" id=\"status\" role=\"status\"><\/p><div class=\"row\"><div><label for=\"company\">Nombre de la empresa \/ Raz\u00f3n social<\/label><input id=\"company\" placeholder=\"Raz\u00f3n social del F.931\"><\/div><\/div><div class=\"row\"><div><label for=\"cuit\">CUIT<\/label><input id=\"cuit\" placeholder=\"30-XXXXXXXX-X\"><\/div><div><label for=\"employees\">N\u00f3mina<\/label><input id=\"employees\" type=\"number\" min=\"0\" step=\"1\" placeholder=\"3\"><\/div><\/div><div class=\"row\"><div><label for=\"salary\">Masa salarial ($)<\/label><input id=\"salary\" inputmode=\"decimal\" placeholder=\"Importe de Suma de Rem. 9\"><\/div><\/div><input id=\"variable\" type=\"hidden\"><div class=\"row\"><div><label for=\"total\">Monto que hoy paga de ART ($)<\/label><input id=\"total\" inputmode=\"decimal\" placeholder=\"Importe menor de Remun. con ART\" title=\"Se extrae del F.931; pod\u00e9s corregirlo manualmente\"><\/div><div><label for=\"currentRateField\">Al\u00edcuota que paga actualmente (%)<\/label><input id=\"currentRateField\" readonly placeholder=\"Se calcula autom\u00e1ticamente\" title=\"Calculada desde el F.931 o informada manualmente\"><\/div><\/div><input id=\"activity\" type=\"hidden\"><label><input id=\"override\" type=\"checkbox\"> Usar al\u00edcuota vigente informada manualmente<\/label><div id=\"manualBox\" hidden><label for=\"manual\">Al\u00edcuota vigente (%)<\/label><input id=\"manual\" inputmode=\"decimal\" placeholder=\"2,31\"><\/div><div class=\"actions\"><button id=\"calc\" type=\"button\">Continuar al paso 2<\/button><button id=\"reset\" class=\"secondary\">Borrar datos<\/button><\/div><\/section><section class=\"panel\" id=\"art-results\" hidden aria-hidden=\"true\" style=\"display:none!important;visibility:hidden!important\"><h2>2. Resultado de la cotizaci\u00f3n<\/h2><div class=\"result\"><div class=\"hint\">Al\u00edcuota actual estimada<\/div><div id=\"rate\" class=\"rate\">\u2014<\/div><div class=\"hint\" id=\"formula\" hidden><\/div><\/div><div class=\"row\" style=\"margin-top:14px\"><div><div class=\"hint\">Monto que hoy paga de ART (importe menor de \u00abRemun. con ART\u00bb)<\/div><div id=\"current\" class=\"stat\">\u2014<\/div><\/div><\/div><div class=\"art-private-quotes\" hidden><hr><h3>Comparaci\u00f3n de aseguradoras<\/h3><p class=\"hint\">Carg\u00e1 las al\u00edcuotas obtenidas de cada aseguradora. El sistema calcula la cuota variable y el ahorro frente a la al\u00edcuota vigente. No se generan ofertas autom\u00e1ticas ni se inventan tasas.<\/p><div class=\"row\"><div><label for=\"reconquista\">Reconquista ART \u2014 al\u00edcuota ofrecida (%)<\/label><input id=\"reconquista\" inputmode=\"decimal\" placeholder=\"Ingresar al\u00edcuota real\"><\/div><div><label for=\"provincia\">Provincia ART \u2014 al\u00edcuota ofrecida (%)<\/label><input id=\"provincia\" inputmode=\"decimal\" placeholder=\"Ingresar al\u00edcuota real\"><\/div><\/div><div class=\"row\"><div><label for=\"experta\">Experta ART \u2014 al\u00edcuota ofrecida (%)<\/label><input id=\"experta\" inputmode=\"decimal\" placeholder=\"Ingresar al\u00edcuota real\"><\/div><div><label for=\"prevencion\">Prevenci\u00f3n ART \u2014 al\u00edcuota ofrecida (%)<\/label><input id=\"prevencion\" inputmode=\"decimal\" placeholder=\"Ingresar al\u00edcuota real\"><\/div><\/div><div class=\"row\"><div><label for=\"mutualInput\">Mutual Rural ART \u2014 al\u00edcuota confirmada (%)<\/label><input id=\"mutualInput\" inputmode=\"decimal\" placeholder=\"Ingresar al\u00edcuota real\"><\/div><\/div><div style=\"overflow-x:auto\"><table id=\"comparison\" style=\"width:100%;border-collapse:collapse;text-align:left\"><thead><tr><th>Aseguradora<\/th><th>Al\u00edcuota<\/th><th>Cuota variable<\/th><th>Ahorro vs. actual<\/th><\/tr><\/thead><tbody id=\"comparisonRows\"><tr><td colspan=\"4\">Complet\u00e1 el F.931 y las propuestas recibidas.<\/td><\/tr><\/tbody><\/table><\/div><p class=\"hint\" id=\"bestQuote\"><\/p><hr><h3>Mutual Rural ART \u2014 simulaci\u00f3n condicional<\/h3><p class=\"hint\">Propuesta preliminar: descuento relativo del 20% sobre la al\u00edcuota actual, solo para actividades y condiciones admitidas.<\/p><div id=\"eligibility\" class=\"pill\">Ingres\u00e1 un CIIU<\/div><div class=\"mutual result\"><div class=\"hint\">Al\u00edcuota propuesta (estimativa)<\/div><div id=\"mutualRate\" class=\"rate\">\u2014<\/div><div class=\"row\"><div><div class=\"hint\">Cuota variable propuesta<\/div><div id=\"mutualCost\" class=\"stat\">\u2014<\/div><\/div><div><div class=\"hint\">Ahorro variable estimado<\/div><div id=\"savings\" class=\"stat\">\u2014<\/div><\/div><\/div><\/div><p class=\"hint\">Reconquista: consign\u00e1 \u00fanicamente la menor al\u00edcuota realmente seleccionable en su portal. Integraci\u00f3n autom\u00e1tica pendiente.<\/p><div class=\"notice\">Las cifras son orientativas, no vinculantes, no incluyen componentes fijos futuros ni constituyen una oferta de ninguna aseguradora. Toda propuesta queda sujeta a evaluaci\u00f3n, suscripci\u00f3n y aceptaci\u00f3n de la ART.<\/div><div class=\"actions\"><button class=\"secondary\" id=\"download\">Exportar resumen CSV<\/button><\/div><\/div><\/section><\/div><section class=\"panel\" id=\"art-contact\" style=\"margin:18px 0\"><h2>2. Recib\u00ed tu an\u00e1lisis de ART<\/h2><p class=\"hint\">Complet\u00e1 obligatoriamente tu nombre y correo electr\u00f3nico para que podamos contactarte. El tel\u00e9fono es opcional. Tu F.931 se guardar\u00e1 de forma privada para gestionar las cotizaciones solicitadas.<\/p><div class=\"row\"><div><label for=\"art-person\">Nombre de contacto *<\/label><input id=\"art-person\" required autocomplete=\"name\" placeholder=\"Tu nombre\"><\/div><div><label for=\"art-email\">Correo electr\u00f3nico *<\/label><input id=\"art-email\" type=\"email\" required autocomplete=\"email\" placeholder=\"nombre@empresa.com\"><\/div><\/div><div class=\"row\"><div><label for=\"art-phone\">Tel\u00e9fono \/ WhatsApp<\/label><input id=\"art-phone\" type=\"tel\" autocomplete=\"tel\" placeholder=\"11 1234-5678\"><\/div><\/div><label style=\"font-weight:normal\"><input type=\"checkbox\" id=\"art-consent\"> Autorizo a Voluntas Broker de Seguros a contactarme en relaci\u00f3n con esta consulta.<\/label><input id=\"art-website\" style=\"display:none\" tabindex=\"-1\" autocomplete=\"off\" aria-hidden=\"true\"><div class=\"actions\"><button id=\"art-send\" type=\"button\">Enviar consulta y solicitar propuestas<\/button><\/div><p id=\"art-lead-status\" role=\"status\" class=\"status\"><\/p><p class=\"fine\">Se guardar\u00e1n los datos de contacto y los valores resumidos de tu consulta. Al enviar la consulta, el F.931 original se conservar\u00e1 de forma privada para gestionar tus cotizaciones de ART y podr\u00e1 ser consultado por personal autorizado de Voluntas.<\/p><\/section><\/main><footer>Voluntas Broker de Seguros \u00b7 Matr\u00edcula 73581 \u00b7 Cotizaciones sujetas a evaluaci\u00f3n de cada aseguradora.<\/footer><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-107","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/pages\/107","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/comments?post=107"}],"version-history":[{"count":2,"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/pages\/107\/revisions"}],"predecessor-version":[{"id":161,"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/pages\/107\/revisions\/161"}],"wp:attachment":[{"href":"https:\/\/artpymes.com.ar\/index.php\/wp-json\/wp\/v2\/media?parent=107"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}